The Upromise MasterCard is issued by Barclays Bank Delaware ("Barclaycard"). By clicking Apply Now, you will be directed to an online application website that is operated by Barclaycard and is governed by the Barclaycard Privacy Policy.
on eligible Online Shopping through Upromise.com2
at thousands of participating Upromise Dining Restaurants2
on eligible gas purchases at Exxon or Mobil locations2
at eligible movie theaters2
on everything else2

Boost your earnings with cash back on every purchase with no caps.2

0% Intro APR on balance transfers and purchases for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.4

Earn $25 cash back with your first purchase.3

Contribute to a Upromise 529
College Savings plan
Make deposits in a Sallie Mae
High-Yield Savings Account
Make payments towards an eligible
Sallie Mae serviced loan
Redeem for checks of $10
or more each quarter
With eligible online purchases through Upromise, you can earn 5% or more cash back
as well as an additional 5% when you use your Upromise World MasterCard.2

1 Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the World MasterCard credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card which has fewer benefits. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply if you are not approved for the World MasterCard credit card. This offer is available to new Cardmembers only. For information about rates, fees, other costs, the reward program rules (including points accrual rate, points awards, etc.) and benefits associated with the use of the credit card program, please see the Terms and Conditions

2 Restrictions apply. Please read the Upromise Credit Card Rewards Program Rules and Terms and Conditions for important information about rates, fees, benefits, restrictions, limitations, and other costs before applying.

To earn and receive Cash Back earnings, you must be a Upromise member, you must pay for purchases with your Upromise MasterCard and your Upromise MasterCard must be registered to your Upromise account. To become a member and register your credit card, visit

5% Online Shopping Cash Back consists of 1% Base Cash Back and 4% bonus cash back on eligible online Net Purchases made through participating retailers on The 5% Cash Back that you can earn on participating online retail purchases using your Upromise MasterCard is in addition to the online retailers' 5% or more Cash Back. Exclusions and limitations apply, such as for travel, subscriptions, services, and in other categories shown on 4% Dining Cash Back consists of 1% Base Cash Back and 3% bonus dining cash back on Net Purchases at participating Upromise Dining restaurants. For more information on the Upromise Dining Program Cash Back requirements including individual restaurant restrictions or a list of participating Upromise Dining restaurants, visit 3% Gas Cash Back consists of 1% Base Cash Back and 2% bonus cash back on Exxon or Mobil gasoline Net Purchases of 20 gallons or more in a calendar month. For more information, visit 2% Movie Theater Cash Back consists of the 1% Base Cash Back and 1% bonus cash back on every $1 of Net Purchases made at movie theater merchants that are classified in the Visa/MasterCard system in the Motion Picture Theaters category. 1% Base Cash Back is awarded on Net Purchases made with a registered Upromise MasterCard by the cardmember or any authorized users. Net Purchases are consumer retail purchase transactions made with your Upromise MasterCard less any credits, returns and adjustments.

3 To earn the one-time $25 contribution bonus, you must use your new Upromise Credit Card to make a purchase or cash advance transaction within 90 days of opening your Upromise Credit Card account. This is a limited time offer and may be cancelled at any time without notice.

4 The 0% introductory APR on Purchases and Balance Transfers is applicable for the first 12 billing cycles after the account is opened. At the end of the introductory period the APR for all new and outstanding purchase and balance transfer balances will be either 12.99% or 20.99%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. There is a fee for Balance Transfers. This introductory APR does not apply to Cash Advance transactions. For information about the rates, fees, the annual fee, and other costs associated with the use of this credit card account, please see the Terms and Conditions.

© 2013 Barclays Bank Delaware, member FDIC